Which Way Should I Order my Credit Report?
There are two ways you can order a credit report.
- Online report - free for 30 days (usually) (Useful to check all three for free!)
- £2 statutory report
It makes sense to take advantage of any free trials being offered, but there is a real sense in carrying on the service for a short period if you are repairing your credit report.
The online credit report is available to view at any time and allows you to check that any requested changes are being made. When there are a number of organisations amending your credit report, you want to make sure it's right! Furthermore, you receive additional services that allow you to gain an insight to credit reporting and how you can use it to your advantage.
How do I Order my Free Online Credit Report?
Easy, simply visit the relevant website and complete the application for your online credit report.
You should be able to view your report immediately after applying. If you do not wish to carry on the service, just cancel within the specified time and you will not be charged.
- Experian Credit Expert (Free 30 day trial)
- Equifax Credit Watch (Free 30 day trial with Credit Watch)
- CallCredit MyCallCredit (Free 30 day trial with MyCallcredit's Ealerts)
You will usually require a Mastercard, Visa card or a suitable debit card to apply online. If you do not have one, there are two choices:
- Ask a friend to input their card details
- Get a prepaid mastercard or prepaid Visa card
How do I Order my Statutory Report?
Simply go to the relevant website, download the application form, complete and send the relevant agency with a cheque for £2. The agency may accept a postal order.
What if I'm struggling to apply with the requested payment methods?
If you are struggling to apply because you don't have the requested payment method, contact the agency and see if they can help.
